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Message:: [QUOTE="funkee, post: 1778298, member: 37925"]I'm not a dealer, but I imagine like any business, you need a cash reserve. Businesses also have credit lines and credit cards with their financial institution. You can pay a customer with a check against that credit line, and make payments as you would with a credit card. In order to get a credit line to cover something like this, you need cash and assets to back it up, in case you can't make payments. You'll need free cash flow and an inventory worth at least as much as your desired credit line. Obviously there are coins and currency out there that are worth millions. It will take some time to have the cash flow and inventory to buy and sell at that level. If you get a customer who walks in with something of high value that you can't pay for immediately, you'll need to make arrangements. Draw up a contract, then pay the customer an initial amount with an agreement to make additional payments. With the coin or note in hand, run to the bank. If your banker knows anything about numismatics they ought to give you a credit line increase to pay for the item since the item is already in your inventory. They will expect you to put it up for sale and sell it in a realistic time frame.  They're not going to give you the credit to put it in your personal collection. The bank needs to know they are going to get their money back. It's really important that you have a good banker that is familiar with the industry.[/QUOTE]