Welcome to CT. If you collect strictly from circulation, keep it. Alot of PM collectors collect this way, especially with ones. Otherwise, and to me, it’s a spender because of condition.
i keep all $1 star notes i find but keep the rarer notes separate, eventually my son will get them all and he'll have a pile of 1 dollar bills he can spend and another pile he can spend or try an sell... http://www.mycurrencycollection.com/reference/star-notes/lookup
