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<p>[QUOTE=&quot;HunterOhlsen, post: 2106505, member: 73569&quot;]I think that for a YN or just a noobie like myself, the most intimidating thing is getting taken advantage of.&nbsp; I feel like there are a lot of places that try to &quot;nickel and dime&quot; everybody that wants to collect coins, and there are a lot of places that care about the hobby and offer fair pricing.&nbsp; I watch a lot of coin shows on TV and they all seem like a big scam, whereas Ebay seems to be the fairest place to buy coins from.&nbsp; But I honestly have no idea.&nbsp; I primarily CRH but that is because I don&#039;t know what the most reliable places to spend my money are.</p><p><br /></p><p>Should I have paid the $190 for the roll of pennies on ebay that had a VDB on both ends of the roll?&nbsp; I don&#039;t know!&nbsp; I didn&#039;t actually place a bid on the roll, but are people trustworthy on ebay?&nbsp; Or are there better online sources for coins?&nbsp; Or should I give my local coin shop a try? </p><p><br /></p><p>I know that understanding the value of any given coin is the best way to know if you are getting taken advantage of, but knowing where to start buying would be the best for me.&nbsp; I am very afraid of over paying for coins.</p><p><br /></p><p>Selling would be the next thing I am afraid of.&nbsp; I had no idea about the capital gains tax that you have to pay on silver, gold, or collectibles.&nbsp; I found out about it from a friend who I was telling about my new hobby.&nbsp; I haven&#039;t sold any coins yet, but if I had, I could have not paid the proper tax.&nbsp; And I KNOW the IRS isn&#039;t an entity you want to mess with. </p><p><br /></p><p>To sum it all up.&nbsp; A course that could teach me the most responsible way to handle my money while continuing in Numismatics would be very helpful.&nbsp; It could be very broad or very general.&nbsp; But as a 23 year old who doesn&#039;t have a lot of extra money lying around, I realize I could either start making a little extra side money, or dig myself into a financial mess if I am not informed on what I am doing.</p><p><br /></p><p>Thank you for reading my post.[/QUOTE]</p><p><br /></p>

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