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<p>[QUOTE=&quot;900fine, post: 999824, member: 6036&quot;]It&#039;s case by case, coin by coin.</p><p><br /></p><p>For instance, common date Morgans can by had in MS65 for $150 or so. Maybe that&#039;s a lot of money for you maybe not. What is clear is this : MS65 means &quot;gem&quot; and should be a fabulous coin.</p><p><br /></p><p>MS65 works for me for many series of coins, but not all. For instance, virtually none of us could remotely consider collecting early date Large Cents in MS65. For a single type coin, a guy might consider looking for a Draped Bust in XF40 or so, but a complete set might be more like VG10.</p><p><br /></p><p>It all comes down to your pocketbook and aesthetic.[/QUOTE]</p><p><br /></p>

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