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<p>[QUOTE=&quot;cladking, post: 1735247, member: 68&quot;]I like chUnc world moderns but I define this as any coin that is obviously really uncirculated, reasonably well made, and not banged up badly.&nbsp; I can even relax these qualifications a little for tougher coins.&nbsp; </p><p><br /></p><p>To me Unc, ch, gemmy, Gem, and superb Gem are sufficient for any coin.&nbsp; AU, VF+, and worn are sufficient for most circs.&nbsp; </p><p><br /></p><p>Just because I recognize higher grades than chUnc is no guaranty I&#039;ll pay much more for them even though I have a weakness for anything gemmy or better.&nbsp; I think it is a mistake to fixate on grades.&nbsp; People do this for many reasons but mostly it&#039;s just to differentiate one common coin from another.&nbsp; A beautiful Gem 1880-S Morgans might look a lot better than a typical chUnc but is it really worth that much more?&nbsp; It&#039;s always a personal decision but a large part of being wealthy to most people is to have simple tastes.&nbsp; A person can put together a highly lustrous Morgan set for a tiny fraction of the cost of a Gem set and whose to say who derives more pleasure?[/QUOTE]</p><p><br /></p>

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