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Message:: [QUOTE="GDJMSP, post: 403816, member: 112"]vavet I agree with a lot of what you have to say in this post. The one difference would be that it is even harder to learn all of the circulated grades than it is the MS grades. With MS there are 11 grades to learn. With the circulated grades there 18 to learn. So one has far more to learn with the circulated grades than with the MS grades. Yes, the dollar amounts involved with MS grades are far greater, at least in most cases. But even that can be disputed, for instance - what is the price difference for 1916-D Merc in VF35 and one in XF40 ? Or what is the difference in value between an 1881-S Morgan in MS63 and one in MS64 ? I think you will find the larger difference is in the circulated grade. So while I certainly understand your points, and as I said agree with them, I do not agree on these other issues. The information and experience required learning to properly grade circulated coins is just as tough as learning to grade MS coins, maybe even tougher. But many people are intimdated by MS coins because of the dollar values involved. They shouldn't be, it's no harder learning to grade them. It just seems that way. And while the Sheldon system is always referred to as the 70 point system, even that is a gross misnomer for there are only 27 grades in the entire spectrum. And nearly two thirds of those are used for circulated coins.[/QUOTE]