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Message:: [QUOTE="World Colonial, post: 2464596, member: 78153"]Financially, this is exactly why I expect set collecting to become less popular in the future, even in better grades that discussed here.  Most of the coins are dead money and an increasingly poorer population and collector base will both be less willing and able to afford it. I also expect the "key" dates such as the 16-d, 21 and 21-d to lose value because they are actually common and not remotely competitive versus other coins which are overwhelmingly viewed as "better" by most collectors. When I checked the prices of the 21 and 21-d for this topic, one of them recently sold on Heritage for $493 in XF-40 or XF-45 in an NGC or PCGS holder.  It's a "bargain" versus a 16-d and other similar "key" dates but otherwise a poor numismatic value versus practically everything else.   It's a coin in "no man's land" which almost certainly has almost no demand outside of Mercury dime set collections.  It isn't particularly attractive because of it's grade, doesn't even have the stature of the 16-d and anyone who wants a really nice Mercury dime can buy a common date MS-66 FB for about 10% of the price.  Essentially the same comments apply to the 16-d except that most collectors, not knowing any better, still think it is "rare".[/QUOTE]