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<p>[QUOTE=&quot;johnmilton, post: 3442873, member: 101855&quot;]1932 quarters were not sold in mint set cards from the mint. If it was put into one, it was done by someone outside the mint. The first mint set cards were issued in 1947.</p><p><br /></p><p>To answer your question, many coins are certified &quot;dirty.&quot; The dirt is toning, and for many collectors it something they want to see unless the coin is fairly new.</p><p><br /></p><p>I do understand you concerns about this piece, however, because I don&#039;t find this toning or tarnish to be attractive. Some people like this look, but it&#039;s not something I would chase down. Plenty of &quot;white coins&quot; are out there and many of them have not been dipped or have been dipped in such way that it makes no difference.[/QUOTE]</p><p><br /></p>

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