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<p>[QUOTE=&quot;Stevearino, post: 2355121, member: 74571&quot;]Along with Santinidollar&#039;s good advice about flood insurance, if one is a homeowner OR renter, be sure one knows exactly what is covered under sewer back-up, water leaks, etc.&nbsp; A lot of people have assumed coverage for those things and found later they weren&#039;t covered (including my daughter this past year, to the tune of $20K, unreimbursed, in damages from a leaky washing machine connection...black mold, testing, cabinets and flooring hauled to the dump...really adds up).</p><p><br /></p><p>BTW, after getting water in our Minnesota basement 3 times my wife and I built our latest home on a slab, no crawl space.&nbsp; I don&#039;t EVER want another basement.&nbsp; As far as what to do if a tornado threatens: when this was the case a couple of years ago, my wife sat in the furnace room with a radio and flashlight; I went to bed and slept like a log.&nbsp; IF I were to build again I&#039;d build a concrete-reinforced storm/safe room (which could be utilized for coin storage, of course).</p><p><br /></p><p>Steve[/QUOTE]</p><p><br /></p>

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