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<p>[QUOTE=&quot;imrich, post: 1871219, member: 22331&quot;]I believe if you do an internet search for State Farm current financial conditions you will find that they recently quadrupled their profits by what is reported to be claim denial.</p><p>I currently have a well documented 5-6 figure loss claim, caused by a massive lightning storm that created an explosion, fire, and irreversible damage by transient and radiant voltage to virtually all electronic components, and power systems. Their standards for proof of loss, and acceptable remedy conditions are virtually impossible to meet, although they admit acknowledgment of intensity, which was appreciably documented by photos in the presence of their field investigator.</p><p>State Farm initially stalled for 2 months, offering a token ~$200 total settlement payment before re-offering a 5 figure partial payment for minimal efforts to be completed by an independent contractor that I hired when State Farm stalled. That partial payment was stalled for another 2 months, and they have refused to pay for additional expenses/damages incurred by normal seasonal elements, caused by their untimely payment refusal.</p><p>It appears that only an adjudication by jury (possibly class action) will generate damage reversal/re-payment by this behemoth.</p><p>I strongly suggest investigation of an insurer before payment of premium.</p><p>JMHO[/QUOTE]</p><p><br /></p>

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