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<p>[QUOTE="cladking, post: 148268, member: 68"]Clad quarters wear very slowly because they are extremely durable and their light weight means less force as they slide over surfaces and each other. They also have a low velocity (turnover) in circulation and often sit for a few months or years in mint storage. Each time a quarter trades hands it has about a 10% chance of sitting for weeks in a vending machine or up to three years in storage smoewhere. Couple with the fact that they turn over only about eight times a month anymore and few people carry them in pockets and do strenuous work or exercise and you have a prescription for all the coins wearing albeit slowly. Collectors for the main part have never set most of these aside so they've all acquired significant wear mostly in proportion to their age. The '76 is less worn since these spend much more time in the hands of horders. Historically only 20% are in circulation but since the states coins were released this is now up to around 60% and some are starting to show their age. </p><p><br /></p><p>Since these wear so slowly if you set aside a VG 1967 quarter today there are still enough F's and VF's that some of these will still be in better condition than your VG in twenty years. For this reason I'd suggest saving only the nicer versions. Even more strongly though I'd suggest assembling a collection of these comprised of the best examples you can find. This makes a fun and challenging set and it will show you just what is possible and highlight the differences between coins referred to as varieties. Before you spend those lower grade coins it might be wise to check them for the various varieties. </p><p><br /></p><p>The 1983-P quarter is mispriced in most guides in unc for some reason. This coin trades at $25 wholesale and you can not find a true unc for $7. Be careful as there are lots of coins on the market which are nearly uncirculated and priced at 25 or $30. </p><p><br /></p><p>High grade, nicely made '83 quarters should be retained. These actually retail for up to $20 as AU's. There are two types of reverses on the '83-P though neither is especially tough. The scarcer type "d" or small motto is characterized by a greater distance between the right side of the "N" in "UNUM" and the eagle's head than the large motto (type "c") version. All souvenir set coins are type "c". Of the eight different privately made mint sets six do not contain type "d". Of the two that do, they are scarce in the set. In unc the type "d" is quite a bit tougher.[/QUOTE]</p><p><br /></p>
[QUOTE="cladking, post: 148268, member: 68"]Clad quarters wear very slowly because they are extremely durable and their light weight means less force as they slide over surfaces and each other. They also have a low velocity (turnover) in circulation and often sit for a few months or years in mint storage. Each time a quarter trades hands it has about a 10% chance of sitting for weeks in a vending machine or up to three years in storage smoewhere. Couple with the fact that they turn over only about eight times a month anymore and few people carry them in pockets and do strenuous work or exercise and you have a prescription for all the coins wearing albeit slowly. Collectors for the main part have never set most of these aside so they've all acquired significant wear mostly in proportion to their age. The '76 is less worn since these spend much more time in the hands of horders. Historically only 20% are in circulation but since the states coins were released this is now up to around 60% and some are starting to show their age. Since these wear so slowly if you set aside a VG 1967 quarter today there are still enough F's and VF's that some of these will still be in better condition than your VG in twenty years. For this reason I'd suggest saving only the nicer versions. Even more strongly though I'd suggest assembling a collection of these comprised of the best examples you can find. This makes a fun and challenging set and it will show you just what is possible and highlight the differences between coins referred to as varieties. Before you spend those lower grade coins it might be wise to check them for the various varieties. The 1983-P quarter is mispriced in most guides in unc for some reason. This coin trades at $25 wholesale and you can not find a true unc for $7. Be careful as there are lots of coins on the market which are nearly uncirculated and priced at 25 or $30. High grade, nicely made '83 quarters should be retained. These actually retail for up to $20 as AU's. There are two types of reverses on the '83-P though neither is especially tough. The scarcer type "d" or small motto is characterized by a greater distance between the right side of the "N" in "UNUM" and the eagle's head than the large motto (type "c") version. All souvenir set coins are type "c". Of the eight different privately made mint sets six do not contain type "d". Of the two that do, they are scarce in the set. In unc the type "d" is quite a bit tougher.[/QUOTE]
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