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<p>[QUOTE=&quot;cladking, post: 22947, member: 68&quot;]The WHOLESALE value of the individual coins in proof and mint sets often exceed the WHOLESALE value of the set.&nbsp; This is caused by most collectors&#039; reluctance to break these sets open and by a steady wholesale demand for the coins to assemble the denominational sets like clad Roosevelts and the like.&nbsp; The single coins are usually sold in rolls just as they come from the sets though a low percentage of coins are culls and are excluded and a lower percentage are gems which are also usually excluded.&nbsp; So many of these sets have been destroyed over the years that it&#039;s now getting difficult to find quantities of any of them.&nbsp; Also the retail demand for intact sets is increasing because of collectors wanting them in the original packaging and as a cheap source for gems.&nbsp; </p><p><br /></p><p>The mint sets at one time were down under face value and even the proofs got down under 3x face.&nbsp; Most of the sets from that era were destroyed and many of the coins were placed in circulation.[/QUOTE]</p><p><br /></p>

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