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<p>[QUOTE=&quot;iPen, post: 2322837, member: 69760&quot;]I have one each of the cc&#039;s, but use only the card that gets me the most cash back. In the rare case it&#039;s not accepted, then I can carry another one for backup.</p><p><br /></p><p>So it&#039;s a bit redundant. There needs to be a greater benefit than downsizing the card count, especially for new/young, single-card holders and low credit folks who make up a large part of the population.</p><p><br /></p><p>If it somehow dealt with cash-only transactions without even needing to go to the ATM, accept and send cash transfers directly, and get around domestic and international wire transfer fees, then it might be something to consider. The closest thing to that today is PayPal and some bank apps on the smartphone, which would make these benefits to COIN redundant as well, since you likely won&#039;t be eliminating your smartphone from your EDC.</p><p><br /></p><p><br /></p><p><br /></p><p>I agree. Though to add, I&#039;d say that even then it would unfortunately have been a short term trend and a good candidate for M&amp;A before losing its momentum.[/QUOTE]</p><p><br /></p>

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