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<p>[QUOTE=&quot;Conder101, post: 4864580, member: 66&quot;]That&#039;s why you have the insurance policy, and most likely the rates would be lower if the coins were kept in the SDB.</p><p><br /></p><p><br /></p><p>Hugh Wood specializes in insurance for collectables, you do need to be an ANA member though for the best rates.</p><p><br /></p><p><br /></p><p>Hugh Wood does not require one, but does require individual items valued over $10K to be separately itemized.</p><p><br /></p><p><br /></p><p><br /></p><p>That is unusual.&nbsp; Most homeowners policies have a $200 limit if you don&#039;t have a special rider.&nbsp; Most riders are expensive and require you to jump through all kinds of hoops, itemized inventories often with appraisals, photos, notification every time you buy or sell an item etc, and then all at a cost considerably higher than Hugh Wood charges.[/QUOTE]</p><p><br /></p>

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