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<p>[QUOTE=&quot;Tusky Ranger, post: 8078584, member: 105500&quot;]I agree w/dimeguy, but I do check price guides (its a &quot;GUIDE&quot; not &quot;law&quot;) to see how good/bad the purchase MIGHT BE.&nbsp; Honestly...I&#039;m not gonna back off on something just to keep a price lower for someone else - sorry if that sounds offensive to some.&nbsp;&nbsp; My collection is my collection.&nbsp; Sometimes I overpay, sometimes I don&#039;t.&nbsp; I&#039;ve since had all my raw coins (Morgans) graded and I&#039;ve had a lot of surprises; good and bad.&nbsp;&nbsp; When I get bored I just go thru them one at a time; sometimes laughing about how much I paid; good &amp; bad.&nbsp; A good example is my 1895-S PCGS VF-20; I paid like $350 for it.&nbsp; NGC price is $995 &amp; PCGS is $750.&nbsp;&nbsp; Maybe they just wanted to be rid of it...who knows (I&#039;ve since had it regraded by PCGS; still VF-20).&nbsp; I just bought an NGC AU50 1900-O/CC...I paid about $100 above the avg &quot;price guides&quot; price...but its a very nice, clean AU50 and I&#039;m thrilled with it.&nbsp; It&#039;s my collection and my $$ and as far as I know I only have one chance to enjoy these; perhaps if I had started when I was younger and making ALOT more $$ (and had more time) things may have been different.&nbsp;&nbsp; Buy what you love <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie1" alt=":)" unselectable="on" unselectable="on" />&nbsp; All good things take time; time takes away all good things.&nbsp; Cheers![/QUOTE]</p><p><br /></p>

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