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<p>[QUOTE=&quot;jtlee321, post: 3402716, member: 73983&quot;]I do carry insurance.&nbsp; I use the same business insurance my parents use for their business.&nbsp; I don&#039;t have a legal contract written for my clients, I use a submission form that they fill out which includes a list of each coin by date, mint mark, denomination and grade (if the coin is in a TPG holder) as well as their declared value.&nbsp; I have included specific instructions on how to fill out the form and my policy for return shipping.[/QUOTE]</p><p><br /></p>

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