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<p>[QUOTE=&quot;ToughCOINS, post: 26602259, member: 20480&quot;]The cost of renting a home gives impetus to buying a home. The demand for / availability of homes determines market price. Market price determines tolerance for price of construction. Price of construction determines cost of replacement, and thus insurable value.</p><p><br /></p><p><br /></p><p><br /></p><p><br /></p><p>Highly-skilled labor makes up the vast majority of the labor budget. Home building requires numerous specialists, including framers, electricians, plumbers, and HVAC technicians, whose expertise commands higher wages. A shortage of skilled workers in the industry has also contributed to rising labor costs.</p><p><br /></p><p>Menial labor for site prep and cleanup, drywall, roofing, painting, and carpet/floor/tile installation constitutes a much smaller portion of the overall cost compared to the skilled trades.[/QUOTE]</p><p><br /></p>

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