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<p>[QUOTE=&quot;Gilbert, post: 26601865, member: 73104&quot;]I have insurance on a portion of my coin collection which is located within a safety deposit box, and like many here in similar situations have to recalculate the replacement cost, which got me to thinking:&nbsp; There is a clause in the coverage contract that basically states that any “unexplained disappearance” will not be covered.&nbsp; This is concerning because insurance companies are continually looking for excuses to not pay out for insured losses, and what if a bank employee has proficiency in lock picking and the theft is not discovered on a timely basis and there is no evidence of that theft other than me saying several (all) of my coins are missing?[/QUOTE]</p><p><br /></p>

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