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<p>[QUOTE=&quot;lkeigwin, post: 1196012, member: 30400&quot;]There was a subtle spot on the reverse when I bought it three or four years ago. Lighter in color than the surrounding area but it blended and was not visually distracting. Over time it appears to have grown and darkened.</p><p><br /></p><p>All my better coins are properly stored in a low humidity climate, in Intercept boxes. I haven&#039;t had problems with spots developing. But obviously something remained on this coin before it was slabbed.</p><p><br /></p><p>It is for reasons like this that many collectors prefer old holders. Some people point to tighter grading long ago (I figure most rattler coins that were undergraded have been sorted out). But coins in older holders are more likely to be stable. If something bad was growing it would likely have shown up after 10+ years.</p><p><br /></p><p>Yes, texmech, the best TPGs have grade guarantees, and getting a &quot;spot review&quot; is a free service. If the coin is overgraded they&#039;ll keep it and pay you for it. Or, at your option, they&#039;ll send a check for the lost value between the old, better grade and the new, lower one and return the coin in a new holder. PCGS has terrific at backing their guarantee. Not to pick on NGC but for some reason I&#039;ve been frustrated there.</p><p><br /></p><p>Thad, the other darker spots seem unaffected. You noticed the spot atop Lincoln&#039;s head. There&#039;s another smaller one near the MM. Tiny flecks on copper is something you come to accept. But sometimes a spot is in a prominent location and your eye is drawn to it. Then it can lower the coin&#039;s value and its (market) grade.</p><p>Lance.[/QUOTE]</p><p><br /></p>

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