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<p>[QUOTE="gboulton, post: 1246505, member: 27043"]Recently went through some of this myself. Here's what I learned.</p><p><br /></p><p>First, check with your homeowners/renters insurance, to be CERTAIN of what's covered and what isn't, and what steps you must take to be compliant with your policy's requirements. A great many policies will NOT cover what you might expect, but several companies will offer riders and additional coverage in varying degrees, at various costs. The bottom line is to be informed.</p><p><br /></p><p>Consider also WHY you have certain items/coins/metals. Just as an example, if you have some significant amount of gold because you think the SHTF moment is coming soon, are you sure you want to put it in a bank that might close in such a scenario? Or, as another example, is the value of the item tied to some sort of family history, or does it have value "on the market" to a potential thief?</p><p><br /></p><p>Also, if you're storing offsite, become familiar with the rules, regulations, fees, etc for accessing your items. Can you get to them at such and such hours? For example, are you likely to wish to make a deal or trade at weekend coin shows, when the bank isn't open? If fees aren't paid, are you restricted, are your items held and then auctioned, etc?</p><p><br /></p><p>Next, if you choose to store at home, do THOROUGH research, and invest in a "real" safe.</p><p><br /></p><p>Look through YouTube for the various safe "cracking" videos. One in particular, "Security on Sale" comes to mind. Then google "how to open a safe" and "braking into a safe" and such things. Read, read, read.</p><p><br /></p><p>What you'll find is that a great many brands/models/styles of safes are simply large neon signs that say "Hello Mr. Thief. My valuables are over here!" and offer 30 seconds or less of "resistance" to any sort of aggressive attack. </p><p><br /></p><p>Be prepared to spend upwards of $1000 on a safe that is truly resistant to an aggressive thief, and be prepared also to do (or hire done) the work necessary to secure it to the building itself.</p><p><br /></p><p>Finally, consider also what other "security features" you have or can have in place. Dogs, firearms, home alarm, etc.</p><p><br /></p><p>================</p><p><br /></p><p>Remember...ALL security (this goes for your data too!) boils down to a very simple equation:</p><p><br /></p><p>Thief's value VS. Item value</p><p><br /></p><p>If the value of the thief's time, effort, and risk is HIGHER than the value of your item, (s)he will move on to the next target. If not, you're going to get robbed/hacked. That simple.[/QUOTE]</p><p><br /></p>
[QUOTE="gboulton, post: 1246505, member: 27043"]Recently went through some of this myself. Here's what I learned. First, check with your homeowners/renters insurance, to be CERTAIN of what's covered and what isn't, and what steps you must take to be compliant with your policy's requirements. A great many policies will NOT cover what you might expect, but several companies will offer riders and additional coverage in varying degrees, at various costs. The bottom line is to be informed. Consider also WHY you have certain items/coins/metals. Just as an example, if you have some significant amount of gold because you think the SHTF moment is coming soon, are you sure you want to put it in a bank that might close in such a scenario? Or, as another example, is the value of the item tied to some sort of family history, or does it have value "on the market" to a potential thief? Also, if you're storing offsite, become familiar with the rules, regulations, fees, etc for accessing your items. Can you get to them at such and such hours? For example, are you likely to wish to make a deal or trade at weekend coin shows, when the bank isn't open? If fees aren't paid, are you restricted, are your items held and then auctioned, etc? Next, if you choose to store at home, do THOROUGH research, and invest in a "real" safe. Look through YouTube for the various safe "cracking" videos. One in particular, "Security on Sale" comes to mind. Then google "how to open a safe" and "braking into a safe" and such things. Read, read, read. What you'll find is that a great many brands/models/styles of safes are simply large neon signs that say "Hello Mr. Thief. My valuables are over here!" and offer 30 seconds or less of "resistance" to any sort of aggressive attack. Be prepared to spend upwards of $1000 on a safe that is truly resistant to an aggressive thief, and be prepared also to do (or hire done) the work necessary to secure it to the building itself. Finally, consider also what other "security features" you have or can have in place. Dogs, firearms, home alarm, etc. ================ Remember...ALL security (this goes for your data too!) boils down to a very simple equation: Thief's value VS. Item value If the value of the thief's time, effort, and risk is HIGHER than the value of your item, (s)he will move on to the next target. If not, you're going to get robbed/hacked. That simple.[/QUOTE]
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