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<p>[QUOTE=&quot;saltysam-1, post: 1352706, member: 23368&quot;]The need for a formal appraisal isn&#039;t required that often. Perhaps more of a legal thing when the collector passes on and the division among the hiers is based on value. Those collections are usually sold through auction houses unless one individual buys out the other shares. I use the Heritage Spreadsheet Program which automatically assigns wholesale values to the collection. This can be printed out, and for insurance and my trust purposes, is more than acurate enough. I also feel I can evaluate currency grades so I can properly identify them in the program. If you can&#039;t do this, then you have painted yourself into a corner. If you use the right spreadsheet program, you won&#039;t need much better. My thoughts are, if the collection doesn&#039;t exceed $5000 at wholesale, then you need to ask yourself if it is worth doing. And that&#039;s in collectables, less bullion. Anyone can figure out their bullion values.[/QUOTE]</p><p><br /></p>

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