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<p>[QUOTE=&quot;coinspy, post: 1349873, member: 31833&quot;]&quot;Suffice it to say, getting a <b>professional</b> appraisal is not what you see on the reality shows on t.v.&quot;</p><p>mmmm, had NO idea that there is such a thing like a &quot;professional appraiser for coins&quot;.</p><p>There is NONE. there are some with better reputations like others. BUT there are NO professionls in that field.</p><p>Every single TPG will have somewhere in the contract a little disclaimer like: &quot;<b><span style="color: #006400">In our opinion</span></b>&quot;.</p><p>Please do not mistake that for a authenticity certification.</p><p>why are there no profewssional appraisers? Simply, there is absolutely NO norm in law of what to base an appraisal on. there is no legal guide lines established. There is NO lawful paper which says exactly what minimum requirements a MS62 coin , or any other grade, has to meet!</p><p>What every numismatic appraisal gives you, is someones OPINION!!!!!!!!!!!!!!!!!!!!!!!!! Hopefully, that opinion is based on a solid reputation and tons of experience.</p><p>Such experience is usually based on many years as a collector or a dealer. Over time, grades of coins have sort of become acceptable and many papers exist where grades are listed and what the grades should reflect in a actual coin.</p><p>BUT, remember, as long as minimum grades are not based on law and norm, there will always be shysters taking advantage LEGALLY of the&nbsp; words: &quot;<span style="color: #0000cd"><b>in our opinion</b></span>&quot;.</p><p>the best example is this: look at a same type AU55 coin from either PCGS or NGC.. there are probably differences noticable. You would say it is a AU58, your friend would say it is a AU50.</p><p>And along comes a certain basement grader, perhaps NNC. that same AU55 coin is now miraculously elevated to be MS63.&nbsp; All in their opinion and perfectly Legal !!!</p><p>as far as your insurance company goes... I would suggest to get in writing that the opinion of the grader / appraiser you select will be excepted as full and true value in case of a loss.</p><p>personally, I can identify every coin I own valued at over 200 dollars. I would be able to positively proof it is my coin should thew need arise.</p><p>How??? macro photography. 5 different minor blemishes are put into a formula. there is NO way that these ever will change, unless the coin is manipulated so badly that it does not matter any more.</p><p>good luck</p><p>H</p><p style="text-align: left"><span style="color: #000000"><br /></span></p> <p style="text-align: left"><span style="color: #000000"><br /></span></p> <p style="text-align: left"><span style="color: #000000"><br /></span></p><p>[/QUOTE]</p><p><br /></p>

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