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<p>[QUOTE=&quot;desertgem, post: 1294162, member: 15199&quot;]About the only thing that actually seems to be getting less available and is forever needed, is land and renewable fresh water. I do go along with Fatima on getting debt free first and earliest. Unless your job has a sponsored matching 401-K plan, go for the Roth instead, it will pay better in retirement. You can control the composition reasonably and inexpensive if you use a company such as TDAmeritrade or other. Only use credit cards if you can afford to pay several months ahead on a &quot;payback&quot; card. I use my Costco Amexp card for everything, except a few charges that VISA is required, and have paid no fees or charges in years. Once you have debt under control, buy gold and silver coins that please you. If they please you, they will probably please others if you sell. So buy some land where it rains a lot and creeks and streams are abundant ( preferably in a resort.vacation area). Ahhh, to be young <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie1" alt=":)" unselectable="on" unselectable="on" /></p><p>Jim[/QUOTE]</p><p><br /></p>

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