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<p>[QUOTE=&quot;GoldFinger1969, post: 12435566, member: 73489&quot;]Maybe an example I am familiar with would help.&nbsp; I&#039;m looking to buy a 1908 No-Motto Wells Fargo in 2023. The coin will probably cost me about $4,000 give-or-take.&nbsp; Let&#039;s use $4,000.</p><p><br /></p><p><b>The face value is $20.</b>&nbsp; No, I will be using Andy Jackson instead of the coin to buy things. <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie8" alt=":D" unselectable="on" unselectable="on" /></p><p><br /></p><p>With <b>gold at about $1,800 that&#039;s the metal or MELT value.</b></p><p><br /></p><p>With $1,800 in metal/melt value, right now <b>it has $2,200 in numismatic value.</b></p><p><br /></p><p>Sentimental value is not something I have heard mentioned before, but I guess it&#039;s the amount you would pay above and beyond FMV for a coin given a particular coin&#039;s pedigree (maybe also holder, lineage, past sales, etc.).&nbsp; So if a 1908 NM WF costs $4,000 and I find one with a particular sales history that appeals to me, maybe I am willing to pay $4,200 for it.</p><p><br /></p><p><b>Things like OGH and CAC will add to the numismatic value.&nbsp; </b>Sentimental or personal value are things particular to you and you alone.[/QUOTE]</p><p><br /></p>

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