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<p>[QUOTE=&quot;John Skelton, post: 7722031, member: 92092&quot;]When I realized I was taking money out of savings to pay for coins, I had a serious talk with our financial advisor.&nbsp; I told her to add $30/month in our budget.&nbsp; Now, if I go a month or two without getting anything, I have money left over.&nbsp; However, sometimes I still need to scratch that itch.</p><p><br /></p><p>My coin club holds an auction every month, and I get a bid sheet the week before.&nbsp; I pass it along to friends who can&#039;t attend and ask them to indicate the coins they like and their bid limit.&nbsp; They trust me to not get them a bad coin.&nbsp; This way I don&#039;t have to spend my money, but still get to scratch!</p><p><br /></p><p>So far, my wife hasn&#039;t objected to the money I spend, but I&#039;m starting to feel s little guilty because I&#039;m spending it on me and not so much on her.&nbsp;&nbsp; I need to fix that, I think.[/QUOTE]</p><p><br /></p>

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