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<p>[QUOTE=&quot;John Burgess, post: 7721820, member: 105098&quot;]Personally, I just roll hunt to satisfy my need to be adding something to the collection and feel like I&#039;m progressing, and I spend about $400 a year on the hobby in total, so $30-$40 a month maybe but I do that when It&#039;s something I either need like supplies or a coin thing I just have to have, but it&#039;s in the budget, if it&#039;s not, I have to pass, so I try to hang on to some of that $400 a year budget to save for a bigger budget the next year. I don&#039;t do ancients or really anything that is well beyond appearances in circulation though. that would force me to have to buy them in order to collect. </p><p><br /></p><p>I know you can&#039;t roll hunt if ancients are your thing, but still, stick to a budget in my opinion. My $30-$40 comes from eating sandwiches for lunch and packing it every day instead of buying lunch, so in essence I sacrifice from somewhere in order to have the money for the hobby without feeling like I&#039;m eating into something more important I should be using the money for. </p><p><br /></p><p>As far as roll hunting, I also factor those costs into the budget and deduct same way for the finds, its why I am always trying to dodge fees. I&#039;ve got to keep flipping over the money to get the coins to search, and keepers and fees will eat into that and it&#039;s got to come from somewhere. </p><p>When I wasn&#039;t paying attention to it I was realizing $5-$20 here, $40-50 there just gone and it adds up. money just starts disappearing with nothing to show for it unless you are getting some lucky finds, so I became mindful of everything that comes out of my pocket to do it, even of the short rolls.&nbsp; </p><p><br /></p><p>my opinion, it&#039;s not so much fitting them into my budget, either it&#039;s there or it&#039;s not. If I get lazy and decide not to pack my lunch and start buying it out, I&#039;m sticking to that $30-$40 a month total and I&#039;m not spending ont he hobby that month.</p><p>&nbsp;And if it&#039;s not there, don&#039;t rob from Peter to pay Paul, that&#039;s always how budgets go sideways and don&#039;t work and you end up dipping int savings. </p><p><br /></p><p>people I work with spend $10 a day, 5 days a week, or more to buy lunch out. seems crazy to be spending $50 a week, or&nbsp; $200 or more a month on that to me. Maybe I&#039;m the crazy one though and cheap or frugal.&nbsp; costs me roughly $12-$15 a week for 7 days of sandwiches and a can of soda a little bag of chips. rather than spend that $50 a week at McDonalds or something, I spend the $12-$15 and the $35-$38 goes to my hobby,, while the other weeks go to savings mot on coins, things need repairs constantly. there&#039;s always something.</p><p><br /></p><p>Like I&#039;ve said many times on here, I&#039;m single and one income. the only way I can have my house and car is by stretching money, making sacrifices, and sticking religiously to the budget even if that means I have to go without something. There&#039;s nothing to fall back on for me, but also nobody to let down besides myself. If I spend money on credit, then it&#039;s got to be dug out from somewhere also. </p><p><br /></p><p>I have no idea what it&#039;s like to have that 2nd income except looking at my brother who takes 3 vacations a year and eats out a lot. is that normal? I dunno. I suppose if I had an extra $50-$60K a year from a spouse income, I might not be so concerned where the money comes from to pay for things either, that&#039;s like having mad money to blow through.[/QUOTE]</p><p><br /></p>

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