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<p>[QUOTE=&quot;Publius2, post: 7339865, member: 105571&quot;]I think my expenditures for 2021 will go down by at least 20% for several reasons:</p><p><br /></p><p>- Big tax hit for me this year.</p><p>- Some un-reimbursed medical expenses this year that we didn&#039;t have in 2020.</p><p>- Expecting to see some new tax legislation this year, including some retroactive stuff so am being a bit more conservative.</p><p>- I spent 2020 in lots of on-line auctions, etc. filling up on mid and higher-end coins and a lot of those needs are now completed.</p><p>- Remaining coin needs to fill current collecting pursuits all tend to be either higher-priced or harder-to-find or both.[/QUOTE]</p><p><br /></p>

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