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<p>[QUOTE=&quot;Texas John, post: 968515, member: 25813&quot;]The notes I&#039;ve seen (and sorry I don&#039;t examples I can specifically cite right now) were manipulated to get a higher grade, with the manipulation not mentioned on the TPG holder. <i>That&#039;s</i> the reason it&#039;s a secretive endeavor - it amounts to fraud. </p><p><br /></p><p>I learned about this while discussing TPGs for currency with another collector. I opined that they weren&#039;t a bad thing, because at least they allowed newbie collectors to buy with confidence. He then showed me an image of a note sold at its actual grade on eBay. (XF). He then showed me an image of the same note in a TPG holder graded high CU, without mention of restoration. All the obvious wrinkles were gone, the rounded corner was sharp again. It sold at auction for many times what it had gone for on eBay. I was completely shocked, and have no confidence in TPGs.[/QUOTE]</p><p><br /></p>

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