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<p>[QUOTE=&quot;crystalk64, post: 35744, member: 1873&quot;]My answer would be quite simple; SILVER=PRECIOUS METAL&nbsp; CLAD=________ (whatever you would like to call it)&nbsp; Hands down I would go with silver if it were my MONEY being spent! You must decide for yourself and be happy with what you are doing. I buy both the clad and silver proof sets every year but have far more faith in the silver as a long term &quot;safe&quot; bet than I do the clad. Again, it is your collection and regardless of what any of us may tell you, it is important that YOU feel good about what you are doing, have done, and will do in the future. Good luck and enjoy the hobby![/QUOTE]</p><p><br /></p>

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