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<p>[QUOTE=&quot;Just Carl, post: 532738, member: 4552&quot;]1. Many of those card companies give you free items for just using thier cards. For example a place called Cabella has a Visa card. The first time you use it you get $15 off anything in the place. Then as you use it you accumulate reward money that too can be used in their stores. Some give you free gas, free miscellaneous stuff, etc. </p><p>2. If you ever do need a loan you can always use those credit/debit card reports for a credit check</p><p>3. I don&#039;t think there is an auto rental place that will give you a car without a credit card.</p><p>4. Usefull to buy things over the internet. Difficult to place cash or a check in those slots in your computer. </p><p>5. Your wife can run up a fantastic bill prior to leaving you. And the more credit cards you have, the more fun she can have prior to leaving you. </p><p>6. Credit/Debit cards were invented by women to punish men.[/QUOTE]</p><p><br /></p>

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