They're enticing you to let a balance roll over. They don't make any money off people like you. They're actually losing money dealing with your account. It wouldn't surprise me if they start canceling those accounts next. Nothings stopping them.
If that is done to me they will be extremely sorry. One of the cards is the one with all the barbarian guys trying to get through the airport metal detector. I've given them lots of business and even thrown them a bone from time to time by not fully paying a balance. They want to declare war go right ahead. I'll take my business elsewhere.
The government also encouraged them to take on a ton of bad and risky debt with mortgage backed annuities. Ruben
I'd say they're a tool surrounded by traps, with a narrow winding path going through them. All in all, they've done more harm than good for people and the economy.
I've always wanted to take cash advances and max out all my cards, go to Vegas casino and put it all on black... You either leave with a big nest egg or go home and file for bankruptcy... lol.
I just made my last payment by phone. When she asked how much I wanted to pay, I asked how much intrest they give me if I overpay. She laughed, guess you can't get paid intrest, but they can charge it to you.