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Message:: [QUOTE="Insider, post: 24861147, member: 24314"]This problem has NOTHING TO DO with grading.  IMO, you have posted the difference between wholesale and retail.  Those Lincolns were probably corroded when they were holdered.  Want proof?  Look at the auctions for beautifully toned coins.  A very large number of them have terminal black corroded rims! As for the Monroe 50c comparison, at the moment colorful toning is popular.  Therefore, in order to put a "value" on a coin the TPGS gives a grade bump for color. Trying to put a value on a coin with a grade number is stupid.  That's why a very large number of coins that were considered to be XF's at one time are nw considered MS!  As their value exploded into five figures, their grade needed to be changed in the market.  If common sense had prevailed coins graded XF in the 1940's would still be graded XF.  Only today, a collector would need to pay $$,$$$ for that XF! That's what original "Technical grading" was all about.  A very strict  "archival" grade that would never change that folks could price any way they pleased then and into the future forever.<img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie2" alt=";)" unselectable="on" unselectable="on" />  Dealers did not like it at all. <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie8" alt=":D" unselectable="on" unselectable="on" />  So along came PCGS and the rest is history.[/QUOTE]