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<p>[QUOTE=&quot;PennyGuy, post: 1815356, member: 17502&quot;]Generally speaking CWT&#039;s, both the patriotic and store cards, circulated mostly within the community they were introduced into.&nbsp; Any merchant or citizen recognized that they could always go to the business advertised on store cards and redeem it for merchandise.&nbsp; Everything changed in 1864 when Congress declared these tokens to be illegal for any debt public or private and thus merchants were off the hook for redemption.</p><p>&nbsp;</p><p>Recommended reading:</p><p>&quot;Patriotic Civil War Tokens&quot; by George nd Melvin Fuld</p><p>&quot;U.S. Civil War Store Cards&quot;, by George and Melvin Fuld</p><p>&quot;A Guide Book of Civil War Tokens&quot; by Q. David Bowers[/QUOTE]</p><p><br /></p>

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