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<p>[QUOTE=&quot;masterswimmer, post: 4067335, member: 102022&quot;]For many your credit card use is spot on. For many others, me included, the use of my credit card is only to take advantage of the rewards offered.</p><p><br /></p><p>If I use my CC in the supermarket for groceries (which I do 100% of the time), or for gas (which I do 100% of the time) or any transaction that accepts CC&#039;s (which I do 100% of the time), I make a payment from my checking account, via Bill Pay, that evening for the total spent that day. In a month I&#039;ll have made anywhere from 15 to 25 payments to keep my CC balance at zero. I pay absolutely zero interest or finance charges while receiving $3k to $6k in reward credits monthly.</p><p><br /></p><p>Credit cards aren&#039;t always the devil, although they can be if you don&#039;t use them within your means.[/QUOTE]</p><p><br /></p>

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