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<p>[QUOTE=&quot;Whizb4ng, post: 2660744, member: 54140&quot;]Such is life. When I am bidding on coins I keep the exchange rate in mind and factor it into my max bid. If I don&#039;t win the coin I don&#039;t fret too much.</p><p><br /></p><p><br /></p><p><br /></p><p>Much of OSAP funding is still a loan and those who do receive funding are required to pay the loan portion back. The minimum payments/length of time to pay it back are much better than a normal loan though. Much of the loan funding, if it is anything similar to the Manitoba Student Loans, will come from federal gov rather than OSAP. I may be incorrect though. I am much more familiar with the program here than in Ontario[/QUOTE]</p><p><br /></p>

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