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<p>[QUOTE=&quot;Kasia, post: 1388166, member: 31533&quot;]Even if bank C told you you could take them back, and kept you as a customer, your taking them back to bank A would not have solved anything. Bank A would have rightly told you to take your coins and your story with you away from that bank. The problem is this: When you go into a bank and deposit coins (rolled) the bank then give you a receipt for the coins they think they have. But when the bank determines that the count is off (this happened to me, where the teller counted my rolls of pennies as 1 dollar each instead of two for one dollar, and neither of us noticed - I received a phone call about a half hour later, we discussed it, and I realized they were correct), they will then make the necessary changes to the deposit for the account (for example, if a bank chooses to audit 5 rolls of dimes, and finds that in those 5 rolls there are 4 US cents, 2 Canadian cents in place of dimes, and the 5 rolls are 2 dimes short other than that, they will convert the deposit from 25.00 to 24.24, and will attempt to notify the depositor of such on the phone, or elsewise, like via a letter, if they cannot. They may or may not elect to let that customer continue to deposit coins or use their services. In this scenario I gave here, I would think that the bank would rightly conclude not that the customer was personally stupid and didn&#039;t know the filling of the rolls was incorrect, but instead would conclude that is enough to make it attempted fraud (meaning the depositor deliberately did this).</p><p><br /></p><p>However, if you take rolls from the bank and then return saying that you were shorted, you will not have the opportunity to get a refund of coins you are claiming you were shorted. There is no presumption of honesty or ethics upon you, but there is with the bank.&nbsp; If you received all those rolls one short, then it is too bad. All you have to do if you&nbsp; are buying rolls from banks is to take a measurement that you know is accurate with you. Take a piece of paper (a marked empty wrapper will do) so you know how long the coinroll should measure for that denomination. If it is short, open up one, and count them there. If it&#039;s short, refuse the transaction in front of the teller. </p><p><br /></p><p>I have had two banking institutions I know of who audits their received rolls from customers. One wouldn&#039;t give me some cwr&#039;s she had at her station, and instead went to the back to get what I requested - because she had just taken in those rolls and said they would be checking them first to make sure it was only US cents in there, and if it was off, the depositor would be credited if too much was in there, and debited if too little. The other one used a measuring tool, as well as a magnetic device on the outside of some halves and quarter rolls I gave them to see if the were the right length (no missing coins, presumably) and not filled with magnetic metal (not coins). </p><p><br /></p><p>You also should realize that if you had taken them to a machine and put them in, with them being short and you not knowing, then you would have yelled and screamed to high heaven about the coin machine shorting you, and caused a lot of problems that would not be necessary. </p><p><br /></p><p>Plus, when you take out rolls, even if you do one roll at a time, it&#039;s fairly easy to count to 20 (for 10.00 in halves) when you roll it yourself (or 40, for the 20.00 long rolls). If you have 19 or 39, then you know the count is off. </p><p><br /></p><p>Sorry to be so harsh, but part of coin searching for me is like that box of chocolates....I never know what I will get.</p><p><br /></p><p>One roll of quarters gave me 3.00 in Canadian quarters....exactly in the middle of the roll, all together. Think that was some tourist deliberately not wanting to be out their money when they went home. I&#039;ve gotten numerous world coins, euros, and magic half dollars, etc. Again the surprise is mine, and generally it&#039;s ok, as sometimes I also get a dime or two in rolls of cents. So over all it kind of works out.[/QUOTE]</p><p><br /></p>

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