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Message:: [QUOTE="FitzjamesHorse, post: 2111467, member: 73793"]I usually have both Euros and Sterling. So do most people in my locality.As a matter of course Banks charge a commission on currency (notes) but Credit Unions do not charge commission.I take the point that the Euro might have ruined the "face value" trade in Britain but I wonder if world wide travel, Euros and decimalisation has given impetus to coin collecting, possibly at the expense of Stamp Collecting.Certainly in the 1960s I would only ever have seen British and Irish coins, both accepted alongside each other in shops and banks and I would never have seen a "foreign" coin.There was also little incentive to collect as apart from "date" there was no difference between Irish coins. Likewise apart from the Monarch and "date" there was no difference in British coins. In the 1960s it was certainly possible to find a very faded Victorian penny in my pocket...but generally speaking it would be George VII or Elizabeth.I dont think I ever saw silver Florins or Half Crowns earlier than these monarchs.But I loved the "thrupenny bit" and sixpence....only ever seen in those reigns.[/QUOTE]