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Message:: [QUOTE="rld14, post: 1111169, member: 16133"]I guess the best way to figure it out is simple... Go to a major show and find a dealer who deals in generic Morgans or Walkers or Mercury dimes.. find a commodity coin in Gem, like an 81-S Morgan or a 40s P mint Walker, a coin that comes well struck with nice luster. There's always a few guys at these shows who will have a big pile of one date in NGC or PCGS MS65.  Now, take 5 MS65 NGC or PCGS, say, 81 Morgans and look at them all, clearly you'll find one or two that will be nicer than the others.  Now, a CAC'd MS65 81-S Morgan really isn't going to make a huge difference, that's a common as dirt coin that's super easy to find real nice and properly graded.  Where CAC comes into play is, IMO, on stuff where it's REALLY hard to get a sticker on it. Better Saints, PROOF GOLD OF ANY KIND!, Southern (C and D) gold, more valuable seated stuff, toned Barber proofs, Capped Bust Halves in MS, you know, stuff that the coin doctors have been ruining for years, THAT'S the kind of stuff that a CAC sticker will really add a lot of value to. CAC is really tough on Saints, because SO many of the valuable ones have been doctored or grossly overgraded.  A better date Saint with a green bean is a big thing indeed.  I have heard rumors that there are certain Saint dates where less than 10% of the coins that CAC sees are stickered. Also, there's coins where PCGS and NGC will grade and holder coins that, IMO, they have no business grading.  Chain cents come to mind... most of the graded ones that I see are problem coins "But it's a chain cent".  CAC could care less that it's a chain cent, if it's got corrosion or rim dings, it's probably not going to sticker.  I would think that a chain cent with a green bean would bring a huge premium.  Of course, it would be a very PQ coin that would bring big money regardless.[/QUOTE]

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