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<p>[QUOTE=&quot;medoraman, post: 1461983, member: 26302&quot;]I agree with superior planning you can put the odds more in your favor. However, luck is luck. If you &quot;invested&quot; in MS65 Morgans in 1989 no matter how good your planning that was a miserable investment and you had to hold those coins more than 20 years just to break even, (of course you still didn&#039;t since inflation had subsequently eroded the value of the dollar). </p><p><br /></p><p>I am with Doug, no matter how smart you are, how much you know, how well you plan, luck will always be a part of it. Only those who have only had good luck will contest this fact I believe, ascribing to their performance superior intellect, and ignoring luck. Myself, I know I am lucky buying silver at $4 and ancient Chinese coins 15 years ago. I wish I could say I was that smart, but luck had something to do with it as well.[/QUOTE]</p><p><br /></p>

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