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<p>[QUOTE=&quot;MikeKai, post: 3298549, member: 100435&quot;]I recently decided in late December that I wanted to buy some pre 1933 gold coins.&nbsp; I went and picked up a $10 Indian, $10 Liberty, $20 Saint Gaudens, and $20 Liberty all in MS-64-MS65 PCGS cases.&nbsp; Cost me about $5,000.&nbsp; Not bad IMO considering that is a little under 3oz of gold as well and the coins are old and beautiful.&nbsp; Love it and decided that I want to build the standard 12 piece type set.</p><p><br /></p><p>I can&#039;t stand coins being slabbed, so I documented them being sealed up, receipts, photos in and out of the cases, and took them out of the cases.&nbsp; Personal preference.&nbsp; I know why some people keep them in cases, but for me I like them out and in regular air tite cases.&nbsp; I also buy these for myself and not for resale.&nbsp; Reselling them can be handled by my future children or grandchildren one day and they can deal with the hassle haha.&nbsp; I purely buy graded and slabbed coins because that way I should hopefully 100% know they are real, and then I can pick the condition I want.&nbsp; I like that.&nbsp; I know it&#039;s not for most, but it&#039;s how I enjoy my coins.&nbsp; I live on a small island in the pacific too, so coin shows and seeing things in person is just out of the question.&nbsp; Internet only for me.</p><p><br /></p><p>Anyways, that leads me up to my question.&nbsp; With the $10 coins and especially with the $20 coins, the premiums for MS coins are barely over spot for the most part (unless you need specific dates or mints, which i have never been interested in).&nbsp; Well now I have made a basket online to buy the rest of the 2 $5 coins (not the classic), 2 $2.50 coins (not the classic), 3 $1 coins, and the $3 coin.&nbsp; Currently I have them all from MS62-MS64.&nbsp; Looking at $6,900 for those 8 coins.&nbsp; Way over spot of course.</p><p><br /></p><p>With these small coins the markups are much more, and there are actually fairly larger differences in price from 62 to 63 and to 64.&nbsp; I&#039;m asking for an opinion here.&nbsp; With the small coins, is it worth paying more for a nicer coin, or should I bump things down a notch in grade because they are so small?&nbsp; Can you really even see the difference between a 63 and a 64 with a coin that is 13mm wide?&nbsp; Is it as worth with the small coins even buying graded?&nbsp; I&#039;m going to assume to treat them the same as the larger coins, but I&#039;m having a hard time here justifying over $2,000 for one coin over that same coin less than $1000 for AU.&nbsp; Bumping things down 1 or 2 grades could put me at $4,000 instead of $7,000 you know?</p><p><br /></p><p>I think I know the answer here will be to go big or go home, and I&#039;d love to have an all MS graded set (I know not still in the cases).&nbsp; But just looking for opinions.&nbsp; I do well, but I&#039;m no multi millionaire.&nbsp; Money still does matter.&nbsp; No pre 1834 coins for me!&nbsp; I&#039;m not even going to consider trying to get into those.</p><p><br /></p><p>Thanks for the help.[/QUOTE]</p><p><br /></p>

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