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<p>[QUOTE=&quot;johnmilton, post: 7458181, member: 101855&quot;]The point system gives a disproportionate number of points to high grade modern coin relative to their market value. I think that this is built into the system to encourage intermediate collectors and bolster the high grade modern coin market. </p><p><br /></p><p>As for the point differences for your 1895-O dollar, you have to look at the role the coin plays in each of the registry sets. The 1895-O dollar is a better date in the Morgan Dollar set. Therefore it gets more points. </p><p><br /></p><p>BUT in a type set, where high grades are encouraged, a well circulated Morgan Dollar is not a big deal because there are many common dates that can be used in the set that grade MS-63 or higher. Here you are expected to have a Mint State coin in the slot.[/QUOTE]</p><p><br /></p>

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