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Message:: [QUOTE="GDJMSP, post: 1813452, member: 112"]OK, I assume you mean the Swiss 1/2 franc, not really an example I can do much with unfortunately. But as an example of what I wanted to show you - let's use the 1943 B 1/2 franc Specimen coin instead. In unc, Krause (my older edition anyway) lists this coin as having a value of $90. I can find 2 examples of that coin on ebay, both graded PCGS SP65, both listed at $75. But I can find 3 examples sold by Heritage  - and 2 graded by PCGS as SP66 that sold for $35 and $51, and 1 graded by NGC as SP67 that sold for $60. And yes those numbers all include the BP. The points being, 1 -the values listed in Krause, what you call your book value, are very seldom even close to accurate. 2 - you can almost always get the same item or better (higher grade), for a good bit less and sometimes a lot less, elsewhere than you can on ebay. So what does that say about the "real value" if you base it on ebay results ?[/QUOTE]