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<p>[QUOTE=&quot;BUncirculated, post: 1552039, member: 29581&quot;]Why do you have such a problem with dealers making a profit? </p><p><br /></p><p>By &quot;book value&quot; I take it you&#039;re relying on an annually published price guide? </p><p><br /></p><p>If so, this is why I, and others here at CT, state those annual guides prices are useless as far as accuracy and reliability. Whatever prices are listed in those guides for silver coins, and even gold ones, can&#039;t be taken with any degree of certainty due to the daily fluctuation in the precious metals market.</p><p><br /></p><p>The other thing you have to realize is most dealers, if not the majority of them, don&#039;t follow annual price guides for silver, or gold, coins. They usually follow the market for PMs and price their raw coins accordingly.</p><p><br /></p><p>$4.50 for an uncirculated, and ungraded, Roosevelt dime is not really bad considering what the price could be if it were slabbed.</p><p><br /></p><p>Ever hear of haggling? Negotiation? If it were me, I would make an offer to the dealer, &quot;Would you take $3 for that?&quot; </p><p><br /></p><p>It&#039;s a starting point, and opening for haggling.[/QUOTE]</p><p><br /></p>

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