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<p>[QUOTE=&quot;Mike Thornton, post: 5213083, member: 105289&quot;]I&#039;ve bought a few coins from on-line auctions.&nbsp; Mostly good experiences but not all.&nbsp; That said, it always chaps my backside to pay the buyers premium.&nbsp; Operating costs couldn&#039;t have gone up hundreds of % to justify the rates, especially when you consider today its basically software and its a pretty automated process.&nbsp; What really gets me is the typical disclaimer is &quot;as is, where is&quot; and &quot;NO REFUNDS&quot;.&nbsp; If they put more time into correctly displaying and describing the item, I&#039;d feel that they had at least did some real work to earn the fee.&nbsp; Therefore, I set my limit, considering all fees etc and base my bid on that to retain value if I&#039;m the winner.&nbsp; All that said and a comment on &quot;as is, where is&quot;, I did successfully exchanged a purchase once I provided proof that they sold me a counterfeit Silver Eagle.&nbsp; They were pretty quick to offer an exchange.&nbsp; I suspect because the alternative was potential legal action, although, I made no mention of action in my correspondence with them.&nbsp; I thanked them for correcting the issue but will no longer be a customer.[/QUOTE]</p><p><br /></p>

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