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<p>[QUOTE="Darchangel, post: 1429307, member: 37158"]Keep the stories coming folks! Great info for the newbie kid here. <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie2" alt=";)" unselectable="on" unselectable="on" /> Something I'd like to discuss is fees. I have a bank that I'd like to add as a pickup bank. They have several branches in my area and I seem to be having really good luck with their dime boxes (which ironically are Loomis paper wrapped). One can open a statement savings acct with them starting with any amt, but there is a $4 monthly fee (or $3 is you go paperless/online). The fees are waived if you have at least $250 in the acct at all times. At this particular time, that seems a little high for me for just a statement savings. I've opened accts for dump banks at credit unions which only cost me $10 to start. Subtract my time and effort...I'm more than happy to take some silver off a bank for face value, but really no more than that. I'm torn! The real tipper is that this particular bank I'd like to pickup from is open 7 days a week.</p><p><br /></p><p>Perhaps I should start it with $50 and eat the fees for the first couple of months til I can build up the $250 to get the fees waived? It's hard to me right now to leave that type of money as completely untouchable. I've got an old beater of a car that needs repairs.[/QUOTE]</p><p><br /></p>
[QUOTE="Darchangel, post: 1429307, member: 37158"]Keep the stories coming folks! Great info for the newbie kid here. ;) Something I'd like to discuss is fees. I have a bank that I'd like to add as a pickup bank. They have several branches in my area and I seem to be having really good luck with their dime boxes (which ironically are Loomis paper wrapped). One can open a statement savings acct with them starting with any amt, but there is a $4 monthly fee (or $3 is you go paperless/online). The fees are waived if you have at least $250 in the acct at all times. At this particular time, that seems a little high for me for just a statement savings. I've opened accts for dump banks at credit unions which only cost me $10 to start. Subtract my time and effort...I'm more than happy to take some silver off a bank for face value, but really no more than that. I'm torn! The real tipper is that this particular bank I'd like to pickup from is open 7 days a week. Perhaps I should start it with $50 and eat the fees for the first couple of months til I can build up the $250 to get the fees waived? It's hard to me right now to leave that type of money as completely untouchable. I've got an old beater of a car that needs repairs.[/QUOTE]
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