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<p>[QUOTE="USS656, post: 255225, member: 6641"]Until you take possession of those coins - they are not yours. </p><p> </p><p>They are not obligated under any laws or rules of banking to even sell you a box. Even if the bank offers to order you a box they are not your until they hand them over to you. They may give you an even exchange of notes for coins, but again are not under any obligation to support your numeristic needs or desires as this is not why banks are in business. </p><p> </p><p>For that matter, there is nothing to stop them from charging you a service charge for ordering coins - and they would still have every right to search them while they still belonged to the bank. </p><p> </p><p>They have fulfilled their business obligations at the point they give you coins for an agreed amount of money - and in that way it is similar to buying a new auto part for the amount requested. </p><p> </p><p>As for a substituted auto part compared to substituted coins - I'm sorry but that's like comparing apples and grapefruit. </p><p> </p><p>I'm not a lawyer but believe that - If you substitute a product and sell it under false pretense that would be fraud. The bank is only obliged to sell you real money and nothing beyond that. If you don't like the way the bank treats you, find a different bank. </p><p> </p><p>Now if a coin dealer substituted clad coins for silver coins - then we would be talking apples and apples.</p><p> </p><p>You have no legal right to tell a bank that they cannot search THEIR inventory and seperate what they do not wish to distribute to the public. People do not seem to understand this point.[/QUOTE]</p><p><br /></p>
[QUOTE="USS656, post: 255225, member: 6641"]Until you take possession of those coins - they are not yours. They are not obligated under any laws or rules of banking to even sell you a box. Even if the bank offers to order you a box they are not your until they hand them over to you. They may give you an even exchange of notes for coins, but again are not under any obligation to support your numeristic needs or desires as this is not why banks are in business. For that matter, there is nothing to stop them from charging you a service charge for ordering coins - and they would still have every right to search them while they still belonged to the bank. They have fulfilled their business obligations at the point they give you coins for an agreed amount of money - and in that way it is similar to buying a new auto part for the amount requested. As for a substituted auto part compared to substituted coins - I'm sorry but that's like comparing apples and grapefruit. I'm not a lawyer but believe that - If you substitute a product and sell it under false pretense that would be fraud. The bank is only obliged to sell you real money and nothing beyond that. If you don't like the way the bank treats you, find a different bank. Now if a coin dealer substituted clad coins for silver coins - then we would be talking apples and apples. You have no legal right to tell a bank that they cannot search THEIR inventory and seperate what they do not wish to distribute to the public. People do not seem to understand this point.[/QUOTE]
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Bank teller code of ethics?
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