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<p>[QUOTE=&quot;NPCoin, post: 1159825, member: 5629&quot;]I know this question was directed toward the OP, but I would personally answer <b>absolutely!</b>&nbsp; Unlike the OP, I keep multiple accounts (both personal and business) at multiple institutes.&nbsp; Regardless, each institute is still using <b>my</b> money to loan out and invest with.&nbsp; They are receiving a return on the money I deposit with them, yet they still charge for a number of &quot;services&quot; and pay no to little yield on the funds that are deposited with them.</p><p><br /></p><p>If the OP even has $50,000 deposited in the bank, the bank could easily save $50 that month by utilizing that deposit resource instead of borrowing at the Federal Funds Rate.&nbsp; That is above and beyond any yield the bank may receive that month in the lending or investing of the same money.&nbsp; The bank could easily return nearly another $300 that month in yields from the lending or investing of that $50,000.</p><p><br /></p><p>So, again, most definitely <b>&quot;yes&quot;</b> the bank should do it for free.[/QUOTE]</p><p><br /></p>

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