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<p>[QUOTE=&quot;treylxapi47, post: 1958828, member: 41863&quot;]I would be careful with that policy, I often make purchases of more expensive coins and frequently need a little bit of leeway when it comes to payments. Of course I always let the seller know as soon as I know I am seriously interested in buying the item, and always before I commit to a purchase or a deal has been made. </p><p><br /></p><p>I am in the middle of a payment plan right now of sorts, and this is an example of how that situation should be handled. I found 2 seated quarters I wanted from one seller. Total for both coins was $1500, $1100 and $425 each, minus a small break for buying both coins. I know the seller had an ebay store and is a major dealer so he has a website as well. I found his contact information (and his purchase policy which did extend a 90 day law-a-way plan), and made the $1500 offer and that I would make 3-$500 payments. We agreed to terms, and I let him know that the reason I was needing the extra time was due to the Raleigh Show near the same time period and I didnt know exactly what my financials would be like until the first of the following week after the show and making purchases and selling a few things. </p><p><br /></p><p>After the show, I emailed him and let him know how I wanted to proceed and that I would be sending a coin he made an offer on and a check for the balance of the $1100 coin. Thats right, instead of a $500 payment like we both were initially expecting, I was able to outright make a deal for the $1100 coin and have it sent out, as well as a nice window to make the payment on the other coin. </p><p><br /></p><p>I communicated with the seller, and took the obligation very seriously to go ahead and pay off my debt. I also have done this with many other sellers, I would rather have an agreement that ensures I get the chance at the coin I want, rather then let them all pass by without doing anything to make acquisitions for my collection, especially the area I collect. </p><p><br /></p><p>I have also asked ebay sellers to be patient with me when outright buying items through ebay. Ive even had utilize the full extent of ebays time frame to make payment before. All for various reasons, ranging from payday coming in a day or two, major checks taking a couple of days to fund my paypal account, transfers and deposits to fund my bank account that funds my paypal, etc. </p><p><br /></p><p>I look at sellers who EXPECT immediate payment as somewhat ridiculous, none of the stuff sold on ebay is a life threatening emergency and can wait for real life to clear the way sometimes before payment is made. I know we all love this hobby and some of us use it for business purposes, but keep in mind its just a coin or a hobby and some of us work long and late and need a minute or two to make proper arrangements. I love coins, but not more than ensuring the reason I am able to purchase coins is taken care of properly first.[/QUOTE]</p><p><br /></p>

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