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<p>[QUOTE=&quot;cwtokenman, post: 48815, member: 2100&quot;]From NGC&#039;s website, the page entitled &quot;NGC COIN GRADING GUARANTEE&quot;:</p><p><br /></p><p>WARNING: THIS GUARANTEE IS LIMITED.</p><p><br /></p><p>The NGC Guarantee does not apply to copper, bronze or copper nickel coins graded by NGC prior to April 1, 2000.</p><p><br /></p><p>To the extent that the NGC Guarantee applies to copper, bronze, or copper nickel coins, the NGC Guarantee expires with respect to such coin(s) on the ten year anniversary of the date of encapsulation by NGC.</p><p><br /></p><p>All U.S and World coins - including but not limited to Pattern coins, Varieties, Tokens and Medals, Mint Errors, American Colonials, Confederation coinage and Private and Territorial Gold - are guaranteed for grade and authenticity only. </p><p><br /></p><p>The NGC Guarantee does not apply to clerical errors on the label.</p><p><br /></p><p><br /></p><p>There are additional limitations, but relate primarily to improper storage, damaged slabs, tampering and the like that are not necessarily pertinent for this discussion.</p><p><br /></p><p><br /></p><p><br /></p><p>From the Anacs guarantee:</p><p><br /></p><p>Anacs guarantees that each coin submitted to it for grading shall be graded by Anacs grading experts in accordance with Anacs grading standards, policies and procedures.</p><p><br /></p><p>In the event the purchaser of an Anacs coin believes it has been overgraded under Anacs standards and procedures, the purchaser may submit the coin to Anacs for re-examination under a procedure which precludes the graders from being aware of the grade originally assigned.</p><p><br /></p><p>The re-examination fee is $15.</p><p><br /></p><p>If the re-examination grade is lower than that originally assigned by Anacs, Anacs agrees to pay to the owner of the coin the difference between fair market value of the coin at the re-examination grade and the fair market value at the grade originally assigned by Anacs. For purposes of this guarantee, the fair market value of a coin shall be established by using the most accurate pricing guide(s) as determined by Anacs for the specific issue at that time. Anacs will also refund the re-examination fee.</p><p><br /></p><p>This guarantee shall apply only to gold and silver coins and shall not apply to (1) any coin submitted for re-examination in a damaged or unsealed coin holder or (2) clerical error as to the description or grade of the coin which would be readily noticed on inspection.</p><p><br /></p><p>Any dispute under this Guarantee will be resolved by binding arbitration in Columbus, Ohio, pursuant to the rules and regulations of the American Arbitration Association. </p><p><br /></p><p>I was thinking PCGS also had an exclusion for copper and similar metal coins, but could not find it easily, so I may have remembered incorrectly for that service.[/QUOTE]</p><p><br /></p>

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