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<p>[QUOTE=&quot;Cloudsweeper99, post: 109952, member: 3011&quot;]I&#039;ve made sure that my kids understand that the coins I have are meant to go to them, that they are inherently valuable, that it might take a little research to figure out what they are worth in the future, and that they have my permission to do anything they want with them -- keep them, sell them or add to them.&nbsp; I&#039;ve made sure they can get to the coins if I&#039;m gone.&nbsp; Since the collection is mostly gold and silver obtained at prices reasonably close to&nbsp; spot, they fully understand where the value comes from.</p><p><br /></p><p>I guess this is more of an investor mentality than a collector&#039;s mentality.&nbsp; I&#039;ve avoided buying anything that will be difficult for someone to put a value on.&nbsp; If I somehow make it to retirement in relative financial comfort, I&#039;ll just give it to them outright while I&#039;m still alive.&nbsp; This will give them more of an incentive to listen to what I have to say about them.&nbsp; If you wait until you are dead and leave it up to someone else to formulate a plan, assume there won&#039;t be a plan.[/QUOTE]</p><p><br /></p>

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